★★★★★
“They made what would be an impossible process for me to do alone extremely easy. Fantastic people, excellent communication.”
Montgomery County, Ohio • Veteran Owned • Since 2016
Montgomery County Foreclosure Surplus Funds Recovery — Recover the Money the Government Is Holding Here
If a home in Montgomery County was foreclosed and sold, the Government may be holding surplus funds — also called excess proceeds or overage funds — that belong to the former owner or their family. Right now, the Government is holding $7,209,956.90 from Montgomery County foreclosures — the second-largest pool we work, with more large cases waiting than any other county. We audit Government records to find out if any of it is yours — free.
- ✓$0 upfront — ever. No cost to check, no cost to start.
- ✓Paid only when you get paid. 100% contingency. No recovery, no fee.
- ✓Over $1 million recovered for families across Ohio.
- ✓More large recoveries than any county we work. Montgomery County has 146 cases at $15,000 or more — more than Franklin (112) or Hamilton (63). We work Montgomery County cases every day from our Cincinnati office — by phone and email, wherever you are.
BBB A+ Rating • No upfront fees • Confidential
Received a letter from us?
That means our audit already flagged funds that may be held in your name here in Montgomery County. Call 513-951-8401 or use the free audit check on this page and we will walk you through what we found — with the full amount, before you decide anything.
Joshua Cahill
CEO, R.E.I. Elite • Veteran Owned
$1,000,000+
Recovered for
Ohio Families
Ohio Families
Surplus funds recovered for former owners and their families across Ohio — including right here in Montgomery County.
Montgomery County has the deepest bench of large recoveries.
146 cases at $15,000 or more — more than any other county we work — out of $7.2 million held in total, and we work it every day.
146 cases at $15,000 or more — more than any other county we work — out of $7.2 million held in total, and we work it every day.
$7,209,956.90Total surplus currently held for Montgomery County foreclosures
411Montgomery County foreclosures with funds being held
146Of those are $15,000 or more
$1M+Recovered by R.E.I. Elite for Ohio families
Montgomery County totals from the latest Government figures (October 2026). We re-check these figures weekly.
Montgomery County, By The Numbers
Over $7.2 million is sitting unclaimed in Montgomery County
These are not estimates. They are the Government's own latest published totals for foreclosed properties in this county — and most of the families this money belongs to have never been told it exists.
How the Montgomery County money breaks down
Of the 411 Montgomery County foreclosures with funds being held, 146 involve $15,000 or more — more large cases than any other county we work, and the kind of money that makes a real difference to a family. The rest are smaller amounts, and every dollar of it belongs to a former owner or their family, not to the Government.
A listing does not by itself confirm that funds are still available for a specific property, or who is entitled to them. That is exactly what our free audit confirms — property by property.
$7,209,956.90
That is the total the Government is currently holding from Montgomery County foreclosure sales alone, per the latest Government figures (October 2026) — the second-largest total in any county we work, with the most large cases of any of them.
If your property — or a family member's property — was foreclosed anywhere in Montgomery County, a free audit is how you find out whether part of that total has your name on it.
Run My Free AuditA Simple Example
How surplus funds happen
This is the basic idea behind almost every recovery. A home sells for more than was owed on it. After the amount owed is covered, the remaining balance becomes surplus funds that may belong to the former owner — or to their family if the owner has passed away.
The Government does not automatically send this money to you. That is why so many Montgomery County families never learn it exists. A free audit is how you find out.
See If This Applies To YouExample Only
Home sold at auction$285,000
Amount owed− $260,000
Surplus that may
belong to you$25,000
belong to you$25,000
Every property is different. Amounts vary, and not every foreclosure leaves a surplus. The audit confirms what — if anything — is being held for you.
How It Works
Four steps. We handle the recovery — you stay informed.
Kept deliberately simple and high-level: you should know exactly what happens next, who is responsible at each stage, and what it costs you. Nothing upfront, at any stage.
01
Free Audit
Tell us the Montgomery County property address. We audit Government records to confirm whether funds are being held in your name. No cost, no obligation.
02
We Confirm Your Funds
If funds are found, we share the full amount with you before you sign anything — and put our fee in writing so there are no surprises.
03
We Handle the Recovery
We handle the entire recovery from start to finish and cover the costs involved. You get regular updates and one point of contact.
04
You Get Paid
When the funds are recovered, you receive your share. Our fee comes only from funds actually recovered — if nothing is recovered, you owe us nothing.
Most Large Cases
Worked daily from our Cincinnati office
Montgomery County has more large recoveries waiting than any other county we work — 146 cases at $15,000 or more — so it gets our attention every single day. Our audits run from our Cincinnati office, and we serve Montgomery County families by phone and email, statewide, with one point of contact from start to finish.
R.E.I. Elite
2752 Madison Rd
Cincinnati, OH 45209
Call: 513-951-8401
Email: [email protected]
Veteran Owned
BBB A+ Rating
Since 2016
Montgomery County Communities
Montgomery County has more large recoveries waiting than any county we work
At $7,209,956.90 currently held across 411 foreclosures, Montgomery County is the second-largest pool of surplus funds in our coverage — and with 146 cases at $15,000 or more, it has more large recoveries waiting than Franklin County (112) or Hamilton County (63). We audit Government records for foreclosed properties across Montgomery County, including:
Dayton
Kettering
Huber Heights
Trotwood
Miamisburg
Englewood
Vandalia
Moraine
Riverside
West Carrollton
Brookville
Oakwood
- ✓Worked every weekdayMontgomery County is re-checked by our team every weekday morning, so our audit starts from current information — not a stale list.
- ✓Full amount disclosed before signingWe tell you the total our audit found up front. You decide with the real number in front of you — not after.
- ✓Fee in writing, no upfront fees — ever100% contingency. Our fee is agreed in writing before work begins and is paid only from funds we actually recover.
Reviews
Ohio families we have helped
Real clients, real recoveries — including right here in Dayton.
★★★★★
“Josh was the best! He worked hard explaining the process… I received my settlement in a very timely manner.”
★★★★★
“R.E.I. Elite recovered $9,600 for us in just under three months and handled everything for our family.”
★★★★★
5.0 on Google
16 five-star reviews from clients across Ohio.
Montgomery County Questions
Frequently asked questions — Montgomery County
Straight answers, in plain language. Still unsure? Call us at 513-951-8401 — a person answers, not a script.
Is money really being held for Montgomery County foreclosures?
Yes. Per the latest Government figures (October 2026), the Government is holding $7,209,956.90 in surplus funds from 411 Montgomery County foreclosures — and 146 of those foreclosures involve $15,000 or more. That is more large cases than any other county we work. This happens when a foreclosed property sells for more than was owed: the extra money is held for the former owner or their family. We re-check these figures weekly.
How do I find out if any of it is mine?
Start with a free audit. Tell us the address of the Montgomery County property that was foreclosed — yours, or a family member's — and we audit Government records for that property. If funds are being held, we tell you the full amount before you sign anything. There is no cost to check and no obligation.
How much does it cost?
Nothing upfront, and nothing out of pocket. We work on contingency: our fee is a percentage agreed in writing before we begin, and it is paid only from funds we actually recover for you. If we recover nothing, you owe us nothing — and we cover the costs involved in the recovery.
What if the owner of the property has passed away?
Heirs and family members may still be entitled to the funds. This is very common in our Montgomery County work, and we handle these situations with care. Start with a free audit using the property address — that tells us what is being held, and we will explain the next steps for your family in plain language.
I received a letter from R.E.I. Elite about a Montgomery County property. What should I do?
Call us at 513-951-8401 or request a free audit on this page using the property address from your letter. It means our audit already flagged funds that may be held in your name, and we will share exactly what we found — including the full amount — before you decide anything.
Is this real — or is this a scam?
It is a fair question, and we encourage you to ask it. Surplus funds are real, and the Montgomery County totals on this page come from the Government's own published figures. We are a real Ohio company based in Cincinnati — 2752 Madison Rd — veteran owned, in business since 2016, with a BBB A+ Rating and a 5.0 rating on Google. Our team works Montgomery County cases every day from that office, serving Dayton-area families by phone and email. We disclose the full amount our audit finds before you sign anything, and we never ask for money upfront.
Can the Government keep the money if nobody comes forward?
Yes. Unclaimed surplus funds do not stay available forever. If no one comes forward, the money can eventually be lost to the family it belongs to. That is why it is worth checking now — the audit is free and takes just a minute to request.
How long does a recovery take?
Every situation is different, and we will not promise a timeline we cannot control. Many recoveries take a few months from start to payment. We keep you updated throughout so you always know where things stand.
Free Audit — No Obligation
Find out if Montgomery County money is being held in your name.
One property address is all we need to start. We audit Government records, confirm what is being held, and tell you the full amount — free, confidential, and with no pressure to sign anything.
- Call513-951-8401
- Email[email protected]
- Office — Cincinnati, serving Montgomery County daily2752 Madison Rd, Cincinnati, OH 45209
- Response TimeWithin 1 business day
Currently tracking $7,209,956.90 held across 411 Montgomery County foreclosures (latest Government figures, October 2026).
Get your free recovery analysis
Enter the address of the Montgomery County property that was foreclosed. We audit Government records and tell you what we find. There is no cost to check.