If your home was foreclosed and sold, the Government may be holding surplus funds — also called excess proceeds or overage funds — that belong to you. We audit Government records to find out, free.
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Surplus funds recovered for former owners and their families across Ohio.
Start your free audit below — we audit Government records and tell you what we find. There is no cost to check.
Get My Free Audit →Free • No obligation • Response within 1 business day
Your information stays confidential and is never sold.
That means our audit already flagged funds that may be held in your name. Call 513-951-8401 or use the free audit check on this page and we will walk you through what we found — with the full amount, before you decide anything.
When a foreclosed property sells for more than was owed, the difference does not disappear. In many cases the Government is holding that difference for the former owner or their family. Our job is to audit Government records, confirm it, and recover it for you.
Your home was foreclosed and sold, and the sale brought in more than the balance owed. That extra amount — the surplus — may be yours. We audit Government records to confirm whether funds are being held in your name.
Check a property →A property sold over unpaid taxes can also leave money behind after the tax balance and sale costs are covered. Those excess proceeds may belong to the former owner. A free audit tells us if there is anything to recover.
Start a free audit →If the owner has passed away, funds may still be owed to their family or heirs. We work with families every week in this situation and handle the recovery with care, patience, and clear communication from start to finish.
Talk to our team →This is the basic idea behind almost every recovery. A home sells at auction for more than was owed on it. After the amount owed is covered, the remaining balance becomes surplus funds that may belong to the former owner — or to their family if the owner has passed away.
The Government does not automatically send this money to you. That is why so many Ohio families never learn it exists. A free audit is how you find out.
See If This Applies To YouEvery property is different. Amounts vary, and not every foreclosure leaves a surplus. The audit confirms what — if anything — is being held for you.
Kept deliberately simple and high-level: you should know exactly what happens next, who is responsible at each stage, and what it costs you. Nothing upfront, at any stage.
Tell us the property address. We audit Government records to confirm whether funds are being held in your name. No cost, no obligation.
If funds are found, we share the full amount with you before you sign anything — and put our fee in writing so there are no surprises.
We handle the entire recovery from start to finish and cover the costs involved. You get regular updates and one point of contact.
When the funds are recovered, you receive your share. Our fee comes only from funds actually recovered — if nothing is recovered, you owe us nothing.
You are always free to pursue funds on your own. Most families who contact us have already tried — or started to — and decided they would rather have an experienced Ohio team handle it on contingency.
No fee — but the work, time, and risk are all yours.
We do the work. You pay only if we recover your funds.
CEO, R.E.I. Elite
Cincinnati, Ohio
“Most people who call us have never heard of surplus funds — and they are right to ask questions first. My job is to show you what our audit found, in plain language, before you decide anything.”
In this business, trust is everything. Here is exactly how we work — before you share anything beyond a property address.
Real clients, real recoveries — from Columbus, Dayton, Cincinnati, and across Ohio.
“Josh was the best! He worked hard explaining the process… I received my settlement in a very timely manner.”
“They made what would be an impossible process for me to do alone extremely easy. Fantastic people, excellent communication.”
“R.E.I. Elite recovered $9,600 for us in just under three months and handled everything for our family.”
16 five-star reviews from clients across Ohio.
Straight answers, in plain language. Still unsure? Call us at 513-951-8401 — a person answers, not a script.
It is a fair question, and we encourage you to ask it. Surplus funds are real: when a foreclosed home sells for more than was owed, the extra money is held by the Government for the former owner. We are a real Ohio company based in Cincinnati, veteran owned, in business since 2016, with a BBB A+ rating. We disclose the full amount our audit finds before you sign anything, we never ask for money upfront, and you are welcome to take your time and check us out first.
Nothing upfront, and nothing out of pocket. We work on contingency: our fee is a percentage agreed in writing before we begin, and it is paid only from funds we actually recover for you. If we recover nothing, you owe us nothing.
It depends entirely on your property — how much it sold for versus how much was owed. Some families are owed a few thousand dollars; others are owed tens of thousands or more. The only way to know is a free audit of Government records for your property address.
Every situation is different, and we will not promise a timeline we cannot control. Many recoveries take a few months from start to payment. We keep you updated throughout so you always know where things stand.
Heirs and family members may still be entitled to the funds. This is very common in our work, and we handle these situations with care. Start with a free audit using the property address — that tells us what is being held, and we will explain the next steps for your family in plain language.
No — never. There is no cost for the audit, no cost to start, and we cover the costs involved in the recovery. Our fee comes only from funds that are successfully recovered.
Yes. Unclaimed surplus funds do not stay available forever. If no one comes forward, the money can eventually be lost to the family it belongs to. That is why it is worth checking now — the audit is free and takes just a minute to request.
Call us at 513-951-8401 or request a free audit on this page using the property address from your letter. It means our audit already flagged funds that may be held in your name, and we will share exactly what we found — including the full amount — before you decide anything.
One property address is all we need to start. We audit Government records, confirm what is being held, and tell you the full amount — free, confidential, and with no pressure to sign anything.
Serving families across Ohio — including Hamilton, Franklin, Montgomery, Butler, Clark, and Cuyahoga counties and surrounding communities.
Tell us how to reach you and which property to check.
Free • No obligation • Confidential — your information is never sold.